Introducing Zyggy
Zyggy’s Journey: Transforming Payments for Africans, One Transaction at a Time
There’s a story that resonates with millions of Africans and diaspora members—a story of frustration, missed opportunities, and untapped potential. It begins with something as simple as a payment.
Imagine a young woman in Nigeria scrolling through an online store filled with products she dreams of owning. She carefully selects the items, enters her payment details, and hits “pay.” Seconds later, her excitement vanishes—her card is declined. Not because she doesn’t have the money but because her local card isn’t accepted. Across the ocean, her brother in the UK tries to send money home to support her. By the time the transaction goes through days later, exorbitant fees have reduced the amount she’ll receive. It’s a story of barriers that separate families, businesses, and dreams.
This has been the reality for Africans navigating a world where payments have been slow, expensive, and painfully restrictive for decades. Sending money home can feel like solving a puzzle for which no one has given you the pieces. Paying for global goods or services? That’s often a luxury out of reach. And for African businesses, the roadblocks are even greater. Trade within the continent is shockingly low, leaving potential partnerships unexplored and markets disconnected.
This is the problem Zyggy was born to solve.
Zyggy’s journey began with a bold question: What if payments didn’t have to be this hard? What if Africans could experience seamless, affordable, and instant payments instead of navigating a maze of delays and fees? What if sending money to loved ones or growing a business felt empowering instead of frustrating? With these questions in mind, Zyggy set out to rewrite the rules of payments for Africans everywhere.
The transformation started small but meaningful. Zyggy partnered with global payment giants like Visa and Mastercard, unlocking access to previously untouchable markets. It introduced virtual cards, peer-to-peer payments, local utility bill payments, and then international/cross-border payments next, creating an ecosystem that worked for everyone—from individuals sending money home to businesses trying to grow. Transactions that used to take days now take took minutes. Payments that once felt like a gamble became effortless.
The impact was immediate. Within a month of its beta launch, Zyggy had already served over 2,000 users, processing more than ₦80 million transactions. 10’s of thousands of beta customers who joined the waitlist described the experience as life-changing. For the first time, they felt genuinely connected to a global economy that had always seemed just out of reach.
But Zyggy isn’t just about payments—it’s about possibilities. It’s about the African entrepreneur who can trade across borders without worrying about financial roadblocks. It’s about the young professional abroad who can support their family back home without losing half of their hard-earned money to fees. It’s about creating a world where Africans don’t just participate in the global economy but thrive.
The team behind Zyggy knows this is just the beginning. With plans to make remittances even more affordable, introduce spend analytics, and empower users with credit ratings, Zyggy’s vision is clear: to become the go-to platform for global payments for Africans and the diaspora.
Every transaction Zyggy processes is a step toward a future where payments are no longer a barrier but a bridge. This bridge connects families, unlocks opportunities, and drives economic growth across the continent. It’s a future where the young woman in Nigeria doesn’t just dream of the products she sees online—she buys them. Her brother in the UK doesn’t stress about high fees—he sends money home with a tap of a button. And businesses across Africa don’t just imagine growth—they experience it.
Zyggy isn’t just rewriting the story of payments. It’s rewriting the story of possibility for millions of Africans worldwide.
So, the question isn’t whether change is coming—it’s whether you’re ready to be part of it.
So, are you ready to be part of the change? Join Zyggy today and help us build a payments ecosystem that truly works for Africans.